Ridesharing apps present a risk of being underinsured between app activation and ride requests, as personal car insurance often doesn't cover this period, and rideshare company coverage is minimal. Uber and Lyft provide limited coverage while waiting for a request, with full coverage starting only after a ride is accepted. Personal insurers may not cover accidents during ridesharing and could cancel policies if commercial use is not disclosed. Food delivery drivers also face

What is an independent agency? As independent agents, we represent our clients instead of a particular insurance company. We can...

The sun shines brightly over the Green Valley Ranch Golf Club, casting warm rays on the lush fairways and challenging greens....

Sorry, but I sure love puns, so I hope you all do too. Today's post is about renter's insurance. You may be thinking, "Why should I even...

Bob Hart(left) played in the Arvada Apex Golf Tournament at Indian Tree Golf Club on September 13. It looks like grass skirts were...

Thank you to Pine Creek Football Booster for letting us sponsor a hole at your golf tournament fundraiser. (Ryan Harris-left, Jacob...

Paying with plastic is super-convenient, and it may even come with rewards like cash back or airline miles. But there’s a trade off: the...

Self-improvement, or at least the desire for it, is a shared American hobby. It’s why so many of us—some estimates say more than 40% of...

There has been a lot happening in the markets and economies around the world this year, and especially during this 4th quarter. Equity...

If I remember correctly just last month I sent out Bob’s Corner for September and here we are in December. This is the month for giving...

The holidays make for one of the busiest travel seasons in the U.S. as Americans trek to destinations all over the country to be home for...

First of all, I want to thank all our clients for allowing The Bob Hart Agency Inc to earn your trust with your insurance needs. I...

With winter quickly approaching it won’t be too long before the freezing weather and snow are here. As the primary months when consumers...

Amazon has teamed up with Travelers insurance company and they are giving away free Amazon Echo Dots for new and existing clients. They...

Wow, we are in October already, can you believe it? This month, I am writing one of the most important letters I have ever written. A few...

If you ever wondered what the chances are that an intruder will find his way into your home, you'll want to read on. According to the...

With classes now starting for many college and universities, students all over the country are leaving their parents’ homes and moving...

What is flood insurance? Do I need flood insurance? I don’t live in a flood zone, so therefore I don’t need it, right? How do I know if I...